Privacy Policy

Last updated: February 19, 2026

1. Introduction

Agentic Bank ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, platform, APIs, and related services (collectively, the "Services").

By accessing or using our Services, you agree to the collection and use of information in accordance with this policy. If you do not agree, please discontinue use of our Services.

2. Information We Collect

Personal Information

We may collect the following personal information:

  • Name, email address, and contact details
  • Account credentials and authentication data
  • Payment and billing information
  • Government-issued identification (for KYC compliance)
  • Business name and tax identification numbers

Usage Information

We automatically collect information about how you interact with our Services, including:

  • IP address, browser type, and device information
  • Pages visited, features used, and actions taken
  • Transaction data and account activity
  • API usage patterns and MCP connection metadata
  • Log data and timestamps

Agent Activity Data

When AI agents interact with our Services via MCP, we collect transaction records, agent identifiers, and activity logs to provide audit trails and enforce spending controls.

3. How We Use Your Information

We use collected information to:

  • Provide, maintain, and improve our Services
  • Process transactions and manage agent accounts
  • Verify your identity and comply with regulatory requirements
  • Enforce spending limits, vendor controls, and approval rules
  • Send transaction notifications and account alerts
  • Communicate with you about updates, security, and support
  • Detect and prevent fraud, abuse, and unauthorized access
  • Generate anonymized analytics to improve our platform

4. Information Sharing

We do not sell your personal information. We may share information with:

  • Banking partners: Our FDIC-insured partner bank to facilitate account services and transactions
  • Service providers: Third parties that assist with payment processing, analytics, security, and infrastructure
  • Legal compliance: When required by law, regulation, legal process, or governmental request
  • Business transfers: In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement industry-standard security measures including encryption in transit and at rest, access controls, regular security audits, and monitoring. While we strive to protect your information, no method of electronic transmission or storage is 100% secure.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide Services. Transaction records are retained as required by financial regulations. You may request deletion of your account and personal data, subject to legal retention requirements.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access and receive a copy of your personal data
  • Correct inaccurate or incomplete information
  • Request deletion of your personal data
  • Object to or restrict certain processing activities
  • Data portability
  • Withdraw consent where processing is based on consent

To exercise these rights, contact us at privacy@agenticbank.io.

8. Cookies and Tracking

We use cookies and similar technologies to maintain sessions, remember preferences, and analyze usage. You can control cookie settings through your browser. Disabling cookies may affect the functionality of our Services.

9. Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

10. Children's Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete the information promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last updated" date. Continued use of our Services after changes constitutes acceptance.

12. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Agentic Bank
Email: privacy@agenticbank.io